If youre even thinking about credit processing, Joel and Electronic Payments NE is the answer! After many, many, years of being tied to high rates and fees, I can honestly say that this company is exciting to talk about and working with them has been such a positive experience in moving forward in my business. The best part is, theyre local and so helpful to ensure that everything is running smoothly. No games, just honest, in-person, friendly, and reliable service. Thank you!!

You can stop researching, this is the company youre looking for! Joel has made the sometimes confusing process of accepting credit cards into one that is simple and painless. He evaluated our individual needs and helped us make the most cost effective decision for our farm. He is always prompt to tend to us if we have any questions, and goes out of his way to make sure we have what we need. Give them a call today!

MJM provides Merchant services for the small business I work at. Joel and the company are very easy to work with and provide great customer service. They are prompt with answering questions and our (very few) concerns and are attentive to needs our business may have.

MJM takes care of the credit card processing needs for all three of my businesses. We process online and POS. Joel is always just a phone call away when myself or my salon/spa staff needs any type of assistance. He even hand delivers my receipt paper. I wish all of my vendors gave such great service.

Exceptional service and Joel is the guy you want helping you. Always available to answer our questions no matter what day of the week or time of day. Highly recommend!

Joel is one of our favorite vendors at the brewery. Hes always incredibly responsive, solves problems quickly, and is looking out for our best interests. We recommend him to other small business all the time.

Joel @ MJM is the man; has provided incredible service & support for our small business for over 5 years now & couldnt imagine working with anyone else. Highly recommend.

It is so refreshing to have a credit card processing company that really cares about their clients.I love the money Ive saved moving my business to MJM Associates. Its not just the money its the Pride they take in delivering a product that is exceptional.I am so impressed with Joel and Jacques that I would recommend them to all my friends and family. These guys know how to do business the right way.Thank you both for being in excellence and integrity while providing this wonderful service to our company.Steve LabbePresidentParadigm Plumbing, Heating A/C Inc.

I wish we had talked with Joel first when we started researching the best credit card processing provider for our marketing company!We spoke with many Merchant Services reps over a period of 8 months while looking to find the right payment systems for our business. The credit card processing industry makes it very difficult to compare apples-to-apples.When we met with Joel, he was very patient to explain the options of various plans and worked until he found the best solution for our business. When we had questions, our emails and phone calls were returned immediately. He is very knowledgeable about the industry and will present everything clearly and honestly.I can highly recommend Joel as a Merchant Services provider and believe his company offers the most competitive rates and helpful advice with full transparency.

As a self-employed provider of personal services, this was not the best option for me. If I called the office with questions or concerns, more often than not, my call would not be taken or returned. Im assuming that my relatively small sales volume made it not worth their while to devote time and attention to my account. Now that Ive discontinued my account with them, Im hearing from them more than ever!The PCI compliance requirement took me by surprise when it cropped up, and I began to be reminded by some third-party company that I knew nothing of. The new merchant services provider Im using now assumes the role of merchant in all transactions, and so, I dont need to go through the annual chore of the PCI compliance questionnaire. Although their nominal discount rate is higher than MJMs, it is the only charge applied, and so I believe that in effect, Im now paying just over half as much for merchant services as I was with MJM. Equipment costs are minimal, since Im using card readers that work with my cell phone and/or my desktop computer. I dont need to plug into a land line. And, the discount rate doesnt vary with sales volume. I cannot expect any support from them to speak of, but in this respect, Im no worse off than I was with MJM.

Have worked with MJM Associates Inc. for years now. Great service, people and customer support!